Chiropractic Health Care Coverage

No referral is required to visit a chiropractor. Manitobans have the right to choose a chiropractor without referral from a family physician.

I. Manitoba Health (MHSC)

Manitoba Health provides partial coverage for the cost of chiropractic services. In particular it covers the costs for the chiropractic adjustment only. This coverage does not include the examination, re-examination, x-rays, consultation, general information on exercises or nutrition, or modalities used to support the chiropractic adjustment. As of April 1, 2008 the provincial government covers the chiropractic adjustment in the amount of $10.75, for a maximum of 12 visits per calendar year per patient. Above the 53rd parallel, the provincial government covers the chiropractic adjustment in the amount of $11.85, for a maximum of 12 visits per calendar year per patient.

II. Private and Group Insurance

Private insurance company policies have different levels of chiropractic benefits that may require pre-authorization or may provide coverage based on a percentage of costs. These policy benefits need to be investigated by the policyholder. Some insurance companies will allow the chiropractor to bill direct for most chiropractic services. If you are purchasing extended or private health insurance plans for you and your family, be sure all your health needs are covered.

III. Manitoba Public Insurance (MPI)

In Manitoba, chiropractic care is fully covered for individuals injured in a motor vehicle collision. Where possible, persons injured in motor vehicle accident should consult a chiropractor within 24 hours of the collision. Early diagnosis and treatment of the neck, back, headaches, extremities, or jaw symptoms can lead to quicker recovery. Individuals may report a claim by phoning the MPI Bodily Injury Claim Centre at (204) 985-7000 to receive a Bodily Injury Claim Number. Inform the MPI service representative that you are seeing a chiropractor for care.

IV. Workers Compensation Board (WCB)

The Worker’s Compensation Act gives the workers of Manitoba the right to choose chiropractic care for injuries that are incurred while on the job. There is full coverage for the chiropractic examination, x-rays, treatment, authorized supportive devices and required reporting by the healthcare provider. Claims may be reported to the WCB CompLink Claims Centre at (204) 954-4100 or 1-800- 362-3340. Inform the representative that you are seeking chiropractic care.

V. Social Assistance

Recipients of Manitoba Social Services have access to extended coverage once M.H.S.C. coverage of 12 visits in one calendar year have been exhausted. Pre- authorization is required for all chiropractic services, prescription supports and appliances.

VI. Department of Veterans Affairs (D.V.A.)

No referral is required for qualified veterans to obtain chiropractic care. The chiropractor’s office will assist in verifying the level of coverage available.

VII. Royal Canadian Mounted Police (R.C.M.P.)

RCMP employees are fully covered for chiropractic care.

VIII. First Nations and Inuit Peoples

There is no provincial funding for chiropractic care in Manitoba for First Nations and Inuit Peoples.